PeerSight: Quarterly Mortgage Benchmarking for Building Societies
Small to medium building societies often lack timely, affordable peer data. PeerSight bridges this gap by transforming your existing MLAR returns into anonymised, regulator-ready insights
Instead of making subjective claims to the Board or the PRA about being "conservative," PeerSight provides the hard evidence to prove it
Strategic Value
Defensible Governance: Provide the Board and regulators with anonymised peer ranges (min/median/max) that make your risk appetite claims objective and robust
Early Warning Signals: Spot if your new lending LTV or LTI is drifting higher than the peer group, prompting proactive recalibration before it becomes a regulatory concern
Growth Benchmarking: Evaluate if your expansion is sustainable or if you are inadvertently taking on excess risk compared to your competitors
Trend Analysis: Monitor segment-specific stress and arrears profiles against the market average
How it works
We handle the heavy lifting of data aggregation to ensure you get insights without the administrative burden:
Secure Upload: Your quarterly MLAR data is uploaded to our secure environment
Aggregation: We anonymise and aggregate data from across the sector
Insight Delivery: You receive a quarterly dashboard and a professional reporting pack (Excel/PowerPoint)